Keith focuses his practice on the representation of banks and companies involved in the development, marketing, and distribution of financial services. He regularly counsels banks with respect to the negotiation and drafting of agreements related to national financial products, including contracts relating to credit card products, prepaid cards, student loans, and other national products.

While representing payment card issuers, Keith also regularly works on agreements to document the transfer of card portfolios between institutions. In connection with payment card programs, Keith has also worked on various federal and state law issues, including compliance with state law money transmitter licensing statutes. He assists banks with general payment systems issues, including the development of programs and resolution of disputes involving ACH, electronic check clearing, remote deposit, wire transfer, and other electronic commerce related matters. In addition, Keith has an established creditor’s rights practice where he represents local and national lenders in connection with initial loan documentation matters, foreclosures, loan workouts, and bankruptcy cases.

Keith has received an AV Preeminent^® Peer Review Rating by Martindale-Hubbell®, for the highest level of professional excellence for their legal knowledge, communication skills and ethical standards. Keith has also been recognized by Best Lawyers® in the areas of Corporate Law and Litigation – Banking and Finance, and has been ranked by Chambers and Partners in the areas of Corporate/Commercial and Corporate/Commercial: Bankruptcy/Restructuring Law, and ranked in the top 5% of practicing attorneys in South Dakota by Great Plains Super Lawyers in the areas of Banking, Bankruptcy & Creditor/Debtor Rights Law.

A Sioux Falls native, Keith’s outside activities focus on his local community and family. He has volunteered as a soccer coach and basketball coach for his children’s teams. In addition, Keith previously served on the Board of DakotAbilities, a non-profit corporation providing residential and vocational services to adults with developmental disabilities.

Position: Partner
Direct: (605) 357-1256
Email: kgauer@dehs.com