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Supreme Court Clarifies Fraud Exception to Debt Discharge

Supreme Court Clarifies Fraud Exception to Debt Discharge

by dehs | May 9, 2023 | Financial Institutions, Recent News

Federal appellate courts have long been split on the scope of the fraud exception to the dischargeability of debts in bankruptcy proceedings. The U.S. Supreme Court recently provided clarity on that issue, holding that debt based on fraud committed by a debtor’s...
2023 Davenport Evans Banking Seminar Features Dr. Ashley Podhradsky

2023 Davenport Evans Banking Seminar Features Dr. Ashley Podhradsky

by dehs | Apr 25, 2023 | Community Involvement, Financial Institutions, Litigation, Recent News

Thank you to all who joined us for the 16th Annual Davenport Evans Banking Seminar, Friday, April 21, at The Country Club of Sioux Falls. Click on the images below, or click through the image viewer, for photos from the day. The seminar began with a hot breakfast and...
Chamber of Commerce Volunteer Spotlight: Tiffany Miller

Chamber of Commerce Volunteer Spotlight: Tiffany Miller

by dehs | Apr 25, 2023 | Community Involvement, Financial Institutions, Recent News

Article by Jill Callison, shared courtesy of the Greater Sioux Falls Chamber of Commerce. Click here to view the April 2023 Chamber News, Vol. 58, No. 6 In 2013, Tiffany Miller joined the Community Appeals Committee, which researches applicants for capital fund...
FTC v. Employers: Do Banks Have a Dog in the Fight?

FTC v. Employers: Do Banks Have a Dog in the Fight?

by dehs | Mar 20, 2023 | Financial Institutions, Recent News

On January 5, the Federal Trade Commission (“FTC”) published a notice of proposed rulemaking (the “Proposed Rule”) that would effectively prohibit noncompete clauses in contracts between employers and workers. The FTC’s authority to issue regulations prohibiting...
Uniform Commercial Code Amendments: Correcting Misconceptions

Uniform Commercial Code Amendments: Correcting Misconceptions

by dehs | Mar 17, 2023 | Financial Institutions, Recent News

What is the UCC? The Uniform Commercial Code (UCC) is a comprehensive set of laws governing all commercial transactions in the United States. It is not a matter of federal law, but rather a set of universally adopted state statutes. The uniformity of state adoption of...
Credit Card Penalty Fee Proposed Rule – Additional Considerations

Credit Card Penalty Fee Proposed Rule – Additional Considerations

by dehs | Mar 1, 2023 | Financial Institutions, Recent News

Under current Regulation Z, card issuers are prohibited from charging a penalty fee on credit cards unless they have either (1) determined that the dollar amount of the fee represents a reasonable proportion of the total costs incurred as a result of the consumer’s...
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