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Deposit Accounts, Overdrafts, and the CFPB

Deposit Accounts, Overdrafts, and the CFPB

by dehs | Feb 29, 2016 | Financial Institutions, General, Recent News

By Charles D. Gullickson As published in the Independent Community Bankers of South Dakota newsletter, February 2016 edition.  Sign up for ICBSD e-news here. Deposit accounts are the sine quo non of the business of banking – they distinguish banks from the numerous...
Security Interests in Insurance Proceeds

Security Interests in Insurance Proceeds

by dehs | Feb 12, 2016 | Financial Institutions, Recent News

By Keith A. Gauer Sign up for Banking eNews Generally speaking, Article 9 of the Uniform Commercial Code does not cover claims of a debtor under a policy of insurance. As such, a general security agreement granting a lender a security interest in accounts, general...

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